Pagaya Technologies Ltd.

Pagaya Technologies Ltd. Class A Ordinary Shares represents the publicly traded equity of Pagaya Technologies, a product-focused technology company that applies data science and proprietary artificial intelligence to financial services. Pagaya develops technology solutions used by lenders and other financial institutions to improve credit decisioning, automate underwriting workflows, and support consumer lending products across personal loans, auto finance, and point-of-sale financing. The company also works with institutional and sophisticated investors through asset-backed financing structures and related capital markets activities. Pagaya’s platform is designed to help partners access scalable lending infrastructure while broadening opportunities to reach borrowers through digital channels. The Class A Ordinary Shares reflect the market’s view of a business operating at the intersection of financial technology, consumer credit, and data-driven lending infrastructure.