Pagaya Technologies Ltd.

Pagaya Technologies Ltd. Class A Common Stock is the equity of Pagaya Technologies, a financial technology company that develops AI-driven data networks for the lending industry. The company uses machine learning, data science, and proprietary analytics to help financial institutions evaluate loan applications in real time and improve credit decisioning. Its platform supports a range of products for consumer credit and residential real estate finance, including tools for partner lenders, customer acquisition, and application routing. Pagaya serves banks, fintech companies, auto finance providers, and other lending partners that use its technology to identify qualified borrowers and streamline underwriting workflows. Based in New York, Pagaya Technologies operates as a product-focused technology business at the intersection of artificial intelligence and financial services, with a role in modernizing how lenders source, assess, and process credit opportunities.